Do you find that you are always busy, that you can't catch your breath, that there is always something that needs to be done? Well, if you do...congrats, welcome to the club of adulthood lol. I think most of us feel this way at some point in our lives, but the reality is you have the power to determine just how busy you really are.  Yes I know, but...  Ummmm but nothing you have the power.  See you were given the ability to choose, you are choosing to be in the state you are in at the moment.  If you really feel you are too busy do something about it.  First, learn to say no.  It may be hard the first time you hear the words come out of your mouth, and it may shock those who hear it from you the first time, but stick to your guns.  

Come on practice saying it with me in a strong assertive voice...NO.  Secondly, determine what is really important...will someone die, literally, if you don't do it? Note, those declarations from your teenage children don't count as "literal deaths".  Will not doing some cause you legal problems or any health issues? Will not doing it or the alternative cause child protective services to come after you? I think in most cases if we hold those things that keep us busy up to this magnifying glass we will learn that the truth is we are busy because we aren't realistic when it comes to wants vs. needs.  

I know it's a hard pill to swallow, but don't get mad at me because you can't handle the truth lol.  Just admit it and make a plan to change your outcomes.  You may find that this evaluation also positively impacts your finances too.  Come on give a try and let us know how it goes.