When you purchase a home there are a number of things that often get overlooked in the process.  I talk to many people who are mesmorized and in love with the "perfect home" and the idea of what a home is and represents and they loose focus on the real deal holifield when it comes to maintaining and repairing that home, so I want to share a little of my story with you in an effort to prepare you for the reality of home ownership.

So first thing, it takes more money than just your mortgage.  You look at the monthly note, but many times we forget about the cost to maintain your house.  Depending on the year of your home you may need to replace vital pieces like the air conditioner or other major appliances.  What about roof, door or window leaks?  The maintenance of the yard is another big one.

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